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I’ll be honest, I was very skeptical about joining this program, I thought it was another scheme to rob people of their money. I kept giving them the run around, but they stuck with me, they kept following up with me and after an almost 3 hour long conversation on the phone questioning them on facts they passed my test, I decided to give them a chance. Last month was the last month of my payment, I checked my credit score today and I owe no money to anyone. My credit score is up in the 600’s from low 500’s. I’ll apologize here for being so arrogant at first. Thank you guys for sticking thru with me and helping me get the help I was skeptical on receiving. I settle for less than 50 cents on the dollar, debt free and enjoying my life. Thanks, I’m sure Will won’t ever forget me, I gave him hell. But thank you honestly for your consistency and not giving up on me. And to all those who will read these.. Don’t hesitate, these guys know what they’re doing and they are making a difference in people’s lives you get 10 out of 5 stars. Thanks again. I don’t know where I’d be now if it wasn’t for you guys.

Bob, Pensacola FL

Before this program I was driving my self crazy wonderin what I was gonna do, I was 20k in debt total with all my credit cards, my payments went out of control and it got to a point where I stopped paying some of them, the creditors were calling my house 50 times a day, I disconnected my phone line. I saw an advertisement about horizon debt advisors and decided to call them they explained everything about the program and how it would work, I been on the program for a little over a year now and have already paid off 2 of my credit cards, only 2 more to go. By the time im done with the program I will have paid a total of 11k. This is the best decision Ive ever made. And just like the advisor told me, im staying away from credit cards.

Rick, Tampa FL

I had almost 45 thousand dollars in total debt with 7 credit cards, my job at the time had cut down on the hours and I got behind on all of my payments. My late charges and penalty fees went up and were out of control, to the point that after adding it all up it was almost 50 thousand. I reached out to A Horizon Debt Group and they were so helpful, we spoke on the phone for almost 2 hours, they looked into all of my finances, all of my payments, they set me up on their settlement program. I was able to go in and look at what offers had been made to the credit card companies and their counter offer and I myself was able to accept and reject. Needless to say after 3 years in the program I am finally debt free and I only paid 20 thousand dollars. I don’t know where my life would be right now if it wasn’t for these guys. Thank you, I literally owe you my life, you guys are the best.

Tammi, Texas